The Blue Board

In the SEC it's very hard to go endefeated. In 2014 with the playoff system and selection committee I have a few questions.
1) would it be better to finish 2nd in your division and let the SECC game play out?
2) should they put in a rule saying if you do not play in your conference championship game you can't play in the playoff?
The thing is in the SEC it's hard to go undefeated, the loser of the SECC game will more than likely have two loses and not make the playoffs.
Would love to hear some opinions on this.