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Anyone know about the rural housing loan the USDA offers? It seems like it has all the pros but has to have cons right?
No I did not lose a sig bet, but I am really really really ridiculously good looking.
I know closing takes much longer.. 45 days or so, which will be an issue with short sale/foreclosures in some cases.
Hmm. The lady at the USDA says they take 7-10 days to do what they have to do. She made it seem like the mortgage company would depict how long the closing would take. I have a 60 day apartment lease so 45 would be do able but anything over 60 might get sticky
USDA is a great loan, no PMI, no down payment in a lot of cases.
The best advice is to not put 20% down, and don't get an FHA loan.
That's what I'm thinking, it also has an interest rate the a quarter lower than the conventional 30 year and no lender fees.
just got mine through wells fargo at 2.675
but alot depends on credit. was my second home
$50 bet with Rebels10 - Best of 3 Egg Bowls
**the $50 goes to others schools athletics dept**
15 year right? Because when I talked to them last week 30 year fixed with excellent credit was 3.25 (of course it changes daily)
was a refi
had a 4.67530 year from two years ago
This post was edited by msudawg12 11 months ago
Three DV's in a mortgage thread, tough crowd.
Probably the people with a sub 300 credit score stuck in the 12% sub prime ARM they got in 2011 cause it was better than the 24% VISA could offer
So I got DV'd by an Obamaphone?!
Impossible. Those phones are strictly for emergencies and finding jobs.
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